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Apply for your short-term loan today and you’ll have your answer ASAP! We provide fast cash when
you need it the most.
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Did you know?
When you pay back your installments on the days they are due, your credit score may improve
immediately. The better your credit score the easier it is to get loans - not just with us, but
Breakdown of fees
Late interest charge per day: 0.1644%
Service Fee: R50 plus VAT @ 14% = R57
Initiation Fee: R45 for each loan issued.
Our monthly interest rate is 5%.
Late interest is accumulated on a daily basis for overdue loans. A R57 service fee will be charged
for loans exceeding 30 days.
Collections for overdue loans
A) Customers are called & emailed about their overdue loan status and immediate action is taken
B) After 30 days the customer will receive a final letter of demand and are given 10 days to settle
the outstanding amount.
C) Customers are handed over to our bad debt department where they will then continue to reclaim the
Potential impact to user's creditscore
Batch uploads are done on a daily basis on our loan system. These files are then submitted to our
credit bureaus indicating the status of each applicant's loan. This information is then updated and
reflects on the user’s credit report.
Renewal policies and fees
There are no renewal fees for customers who have previously loaned with us. There are no automatic
loan renewals for existing customers, each applicant whether new or old undergoes the credit
assessment process each time they apply.